{"id":1628,"date":"2026-10-29T10:00:00","date_gmt":"2026-10-29T07:00:00","guid":{"rendered":"https:\/\/www.ahmetmutlu.av.tr\/?p=1628"},"modified":"2026-11-08T12:58:41","modified_gmt":"2026-11-08T09:58:41","slug":"banka-hesabina-el-koyma-cmk-128","status":"publish","type":"post","link":"https:\/\/www.ahmetmutlu.av.tr\/index.php\/2026\/10\/29\/banka-hesabina-el-koyma-cmk-128\/","title":{"rendered":"Banka Hesab\u0131na El Koyma: Bloke Karar\u0131, \u0130tiraz ve Dava Sonunda Paran\u0131n Ak\u0131beti"},"content":{"rendered":"

<\/p>\n

\n

G\u00f6zden ge\u00e7irme:

Banka hesab\u0131na el koyma, ceza soru\u015fturmas\u0131nda bir ki\u015finin hesab\u0131ndaki paran\u0131n h\u00e2kim karar\u0131yla dondurulmas\u0131d\u0131r; hesap sahibi kart\u0131n\u0131 kullanamaz, havale yapamaz, \u00e7o\u011fu zaman bunu da bankan\u0131n mobil uygulamas\u0131nda g\u00f6rd\u00fc\u011f\u00fc bir uyar\u0131dan \u00f6\u011frenir. Banka hesab\u0131na el koyma bir ceza de\u011fildir, ama dosya sonu\u00e7lanana kadar aylarca s\u00fcrebilir. H\u00fck\u00fcm \u00e7\u0131kt\u0131\u011f\u0131nda ise paran\u0131n ak\u0131beti \u00fc\u00e7 ihtimalden birine ba\u011flan\u0131r: iade, ma\u011fdura teslim ya da m\u00fcsadere. A\u015fa\u011f\u0131da karar\u0131n hangi \u015fartlarla verildi\u011fini, nas\u0131l itiraz edildi\u011fini ve dava bitince paraya ne olaca\u011f\u0131n\u0131 s\u0131rayla ele al\u0131yoruz.<\/p>\n

\n

Bir bak\u0131\u015fta<\/p>\n

\n
Dayanak<\/dt>\n
CMK 128 ve 128\/A; 5549 say\u0131l\u0131 Kanun m.17; TCK 54\u201355<\/dd>\n
Karar\u0131 veren<\/dt>\n
Soru\u015fturmada sulh ceza h\u00e2kimi, kovu\u015fturmada mahkeme (CMK 128\/9)<\/dd>\n
De\u011fer raporu<\/dt>\n
En ge\u00e7 \u00fc\u00e7 ay; \u00f6zel sebeple iki ay uzat\u0131labilir<\/dd>\n
\u0130tiraz s\u00fcresi<\/dt>\n
Karar\u0131 \u00f6\u011frenmeden itibaren iki hafta (CMK 268)<\/dd>\n
Dava sonunda<\/dt>\n
\u0130ade, ma\u011fdura teslim veya m\u00fcsadere<\/dd>\n<\/dl>\n<\/div>\n
\nBu yaz\u0131da neler var?<\/summary>\n
    \n
  1. Banka Hesab\u0131na El Koyma Hangi \u015eartlarla Verilir?<\/a><\/li>\n
  2. Hangi Su\u00e7larda Hesaba El Konulabilir?<\/a><\/li>\n
  3. Bili\u015fim Doland\u0131r\u0131c\u0131l\u0131\u011f\u0131nda 48 Saatlik Ask\u0131ya Alma Nedir?<\/a><\/li>\n
  4. Bloke, Ask\u0131ya Alma ve Hesaba El Koyma Aras\u0131ndaki Fark Nedir?<\/a><\/li>\n
  5. Banka Hesab\u0131na El Koyma Karar\u0131na Kar\u015f\u0131 Ad\u0131m Ad\u0131m<\/a><\/li>\n
  6. H\u00fck\u00fcm \u00c7\u0131k\u0131nca Hesaptaki Paraya Ne Olur?<\/a><\/li>\n
  7. Haks\u0131z El Koyma Nedeniyle Tazminat \u0130stenebilir mi?<\/a><\/li>\n
  8. Ortak Hesap veya Ba\u015fkas\u0131n\u0131n Ad\u0131na A\u00e7\u0131lm\u0131\u015f Hesap<\/a><\/li>\n
  9. Banka Hesab\u0131na El Koyma Hakk\u0131nda Merak Edilenler<\/a><\/li>\n<\/ol>\n<\/details>\n

    Banka Hesab\u0131na El Koyma Hangi \u015eartlarla Verilir?<\/h2>\n

    Kanun bu tedbiri s\u0131radan bir \u015f\u00fcpheye ba\u011flamaz. CMK 128\/1’e g\u00f6re soru\u015fturma veya kovu\u015fturma konusu su\u00e7un i\u015flendi\u011fine ve malvarl\u0131\u011f\u0131n\u0131n bu su\u00e7tan elde edildi\u011fine dair somut delillere dayanan kuvvetli \u015f\u00fcphe bulunmal\u0131d\u0131r. \u015e\u00fcpheliye ait ta\u015f\u0131nmaz, ara\u00e7, k\u0131ymetli evrak ve \u015firket paylar\u0131 gibi de\u011ferlerin yan\u0131nda, banka veya di\u011fer mal\u00ee kurumlardaki her t\u00fcrl\u00fc hesap da bu maddenin kapsam\u0131ndad\u0131r.<\/p>\n

    \u0130kinci \u015fart usule ili\u015fkindir. H\u00e2kimin \u00f6n\u00fcne gelmeden \u00f6nce, dosyan\u0131n niteli\u011fine g\u00f6re MASAK, BDDK veya SPK gibi bir kurumdan, su\u00e7la elde edildi\u011fi d\u00fc\u015f\u00fcn\u00fclen tutar\u0131 g\u00f6steren bir rapor istenir. Rapor en ge\u00e7 \u00fc\u00e7 ay i\u00e7inde haz\u0131rlan\u0131r; \u00f6zel sebepler zorunlu k\u0131ld\u0131\u011f\u0131nda talep \u00fczerine iki ay daha uzat\u0131labilir (CMK 128\/1). \u00dc\u00e7\u00fcnc\u00fc \u015fart yetkidir: bu madde kapsam\u0131ndaki tedbire ancak h\u00e2kim karar verebilir (CMK 128\/9). Savc\u0131n\u0131n tek ba\u015f\u0131na verdi\u011fi bir hesap bloke yaz\u0131s\u0131, 128. madde bak\u0131m\u0131ndan yeterli de\u011fildir.<\/p>\n

    Karar, bankaya teknik ileti\u015fim ara\u00e7lar\u0131yla derh\u00e2l bildirilerek uygulan\u0131r ve ayr\u0131ca tebli\u011f edilir. Bu andan sonra hesap \u00fczerinde karar\u0131 etkisiz k\u0131lmaya y\u00f6nelik i\u015flemler ge\u00e7ersizdir (CMK 128\/5). Karar\u0131n gereklerine ayk\u0131r\u0131 davranan, \u00f6rne\u011fin paray\u0131 ba\u015fka hesaba aktaran ki\u015fi hakk\u0131nda TCK 289’daki muhafaza g\u00f6revini k\u00f6t\u00fcye kullanma h\u00fck\u00fcmleri uygulan\u0131r (CMK 128\/8).<\/p>\n

    \"Banka
    Hesaba El Koyman\u0131n D\u00f6rt \u015eart\u0131<\/figcaption><\/figure>\n

    Hangi Su\u00e7larda Hesaba El Konulabilir?<\/h2>\n

    CMK 128\/2 tedbiri bir su\u00e7 listesine ba\u011flar. Liste d\u0131\u015f\u0131ndaki bir su\u00e7tan y\u00fcr\u00fcyen soru\u015fturmada bu madde uygulanmaz. Listede en s\u0131k kar\u015f\u0131la\u015f\u0131lanlar \u015funlard\u0131r:<\/p>\n

    \n\n\n\n\n\n\n\n\n
    Grup<\/th>\n\u00d6rnek su\u00e7lar (TCK)<\/th>\n<\/tr>\n<\/thead>\n
    Malvarl\u0131\u011f\u0131na kar\u015f\u0131<\/td>\nH\u0131rs\u0131zl\u0131k (141, 142), ya\u011fma (148, 149), g\u00fcveni k\u00f6t\u00fcye kullanma (155), doland\u0131r\u0131c\u0131l\u0131k (157, 158), hileli iflas (161)<\/td>\n<\/tr>\n
    Kamu idaresine kar\u015f\u0131<\/td>\n\u0130haleye fesat kar\u0131\u015ft\u0131rma (235), edimin ifas\u0131na fesat kar\u0131\u015ft\u0131rma (236), zimmet (247), irtikap (250), r\u00fc\u015fvet (252)<\/td>\n<\/tr>\n
    \u00d6rg\u00fctl\u00fc ve a\u011f\u0131r su\u00e7lar<\/td>\nUyu\u015fturucu imal ve ticareti (188), parada sahtecilik (197), \u00f6rg\u00fct (220\/3), tefecilik (241)<\/td>\n<\/tr>\n
    \u00d6zel kanunlar<\/td>\n6136 m.12 silah ka\u00e7ak\u00e7\u0131l\u0131\u011f\u0131, Ka\u00e7ak\u00e7\u0131l\u0131kla M\u00fccadele Kanunu’nda hapis gerektiren su\u00e7lar<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

    Aklama ve ter\u00f6r\u00fcn finansman\u0131 ayr\u0131ca 5549 say\u0131l\u0131 Su\u00e7 Gelirlerinin Aklanmas\u0131n\u0131n \u00d6nlenmesi Hakk\u0131nda Kanun’un 17. maddesinde d\u00fczenlenmi\u015ftir. Bu su\u00e7larda kuvvetli \u015f\u00fcphe varsa CMK 128’deki usule g\u00f6re el konulabilir. Gecikmesinde sak\u0131nca bulunan h\u00e2llerde savc\u0131 da karar verebilir; ancak bu karar yirmi d\u00f6rt saat i\u00e7inde h\u00e2kim onay\u0131na sunulur, h\u00e2kim de yirmi d\u00f6rt saat i\u00e7inde karar verir. Onaylanmazsa veya de\u011fer raporu \u00fc\u00e7 ay i\u00e7inde al\u0131namazsa savc\u0131l\u0131k karar\u0131 h\u00fck\u00fcms\u00fcz kal\u0131r.<\/p>\n

    Bili\u015fim Doland\u0131r\u0131c\u0131l\u0131\u011f\u0131nda 48 Saatlik Ask\u0131ya Alma Nedir?<\/h2>\n

    7571 say\u0131l\u0131 Kanun’la 25 Aral\u0131k 2025’te CMK’ya 128\/A maddesi eklendi. Nitelikli h\u0131rs\u0131zl\u0131\u011f\u0131n bili\u015fim sistemleriyle i\u015flenen h\u00e2li (TCK 142\/2-e), bili\u015fim sistemleri ya da bankalar ara\u00e7 olarak kullan\u0131larak veya failin kendini kamu g\u00f6revlisi ya da banka \u00e7al\u0131\u015fan\u0131 gibi tan\u0131tmas\u0131yla i\u015flenen nitelikli doland\u0131r\u0131c\u0131l\u0131k (TCK 158\/1-f ve l) ve banka veya kredi kartlar\u0131n\u0131n k\u00f6t\u00fcye kullan\u0131lmas\u0131 (TCK 245) \u015f\u00fcphesinde, banka, \u00f6deme kurulu\u015fu veya kripto varl\u0131k hizmet sa\u011flay\u0131c\u0131s\u0131 su\u00e7ta kullan\u0131lan hesab\u0131 kendisi k\u0131rk sekiz saate kadar ask\u0131ya alabilir.<\/p>\n

    Ask\u0131ya alma, t\u00fcm bilgi ve belgelerle derh\u00e2l Cumhuriyet ba\u015fsavc\u0131l\u0131\u011f\u0131na, ayr\u0131ca hesap sahibine bildirilir. Hesap sahibi ask\u0131n\u0131n kald\u0131r\u0131lmas\u0131 i\u00e7in ba\u015fsavc\u0131l\u0131\u011fa ba\u015fvurabilir; savc\u0131 bu ba\u015fvuruyu yirmi d\u00f6rt saat i\u00e7inde karara ba\u011flar (CMK 128\/A-2). Ask\u0131 s\u00fcresi i\u00e7inde hesaptaki su\u00e7 konusu menfaate h\u00e2kim karar\u0131yla, acele h\u00e2llerde savc\u0131n\u0131n yaz\u0131l\u0131 emriyle el konulabilir; bu durumda 128. maddedeki rapor \u015fart\u0131 aranmaz. Menfaatin ma\u011fdura ait oldu\u011fu anla\u015f\u0131l\u0131rsa, dava bitmeden sahibine iade edilir (CMK 128\/A-4, 5).<\/p>\n

    Bloke, Ask\u0131ya Alma ve Hesaba El Koyma Aras\u0131ndaki Fark Nedir?<\/h2>\n

    Uygulamada hepsine “bloke” denmesi kafa kar\u0131\u015ft\u0131r\u0131r. Oysa hukuki sonu\u00e7lar\u0131 farkl\u0131d\u0131r. MASAK’\u0131n 5549 say\u0131l\u0131 Kanun m.19\/A’ya dayanan i\u015flem erteleme yetkisi bir yarg\u0131 karar\u0131 de\u011fildir: aklama veya ter\u00f6r\u00fcn finansman\u0131 \u015f\u00fcphesi bulunan i\u015flem, Bakan veya yetki verdi\u011fi bakan yard\u0131mc\u0131s\u0131 karar\u0131yla yedi i\u015f g\u00fcn\u00fc s\u00fcreyle ask\u0131ya al\u0131nabilir ya da ger\u00e7ekle\u015fmesine izin verilmeyebilir. Bankan\u0131n 128\/A kapsam\u0131nda kendi ba\u015f\u0131na koydu\u011fu ask\u0131 ise en \u00e7ok k\u0131rk sekiz saattir.<\/p>\n

    Bu iki k\u0131sa s\u00fcreli i\u015flem kendili\u011finden uzamaz. Hesab\u0131n haftalarca, aylarca kapal\u0131 kalmas\u0131 i\u00e7in ya 128. maddeye ya da 128\/A-4’e dayanan bir el koyma karar\u0131 gerekir. Bu nedenle bankadan al\u0131nacak ilk bilgi, k\u0131s\u0131tlaman\u0131n hangi makam\u0131n hangi tarihli karar\u0131na dayand\u0131\u011f\u0131d\u0131r. Karar numaras\u0131 ve karar\u0131 veren h\u00e2kimlik \u00f6\u011frenilmeden itiraz dilek\u00e7esi yaz\u0131lamaz.<\/p>\n

    \n

    Dikkat:<\/strong> H\u00e2kim karar\u0131na itiraz s\u00fcresi, karar\u0131n \u00f6\u011frenildi\u011fi g\u00fcnden itibaren iki haftad\u0131r (CMK 268\/1; 7499 say\u0131l\u0131 Kanun’la yedi g\u00fcnden iki haftaya \u00e7\u0131kar\u0131ld\u0131). Karar\u0131n size tebli\u011f edilmesini beklemeyin; bankan\u0131n bilgilendirmesi de \u00f6\u011frenme say\u0131labilir. Ayr\u0131ca el koyma sonras\u0131nda paray\u0131 ba\u015fka hesaba aktarmaya \u00e7al\u0131\u015fmak hem i\u015flemi ge\u00e7ersiz k\u0131lar hem de TCK 289 uyar\u0131nca ayr\u0131 bir su\u00e7 soru\u015fturmas\u0131na yol a\u00e7abilir.<\/p>\n<\/div>\n

    \n

    \u0130nfaz a\u015famas\u0131ndaysan\u0131z:<\/strong> banka hesab\u0131na el koyma nedeniyle verilen cezan\u0131n nas\u0131l \u00e7ektirilece\u011fi, ko\u015fullu sal\u0131verilme ve denetimli serbestlik tarihleri hesaplanabilir. \u0130lk g\u00f6r\u00fc\u015fmede bu tarihleri ve ba\u015fvuru yollar\u0131n\u0131 birlikte \u00e7\u0131karabiliriz; adres ve telefon ileti\u015fim sayfas\u0131<\/a>nda.<\/p>\n<\/div>\n

    Banka Hesab\u0131na El Koyma Karar\u0131na Kar\u015f\u0131 Ad\u0131m Ad\u0131m<\/h2>\n
      \n
    1. Karar\u0131n kayna\u011f\u0131n\u0131 \u00f6\u011frenin.<\/strong> Bankadan k\u0131s\u0131tlaman\u0131n dayana\u011f\u0131 olan yaz\u0131n\u0131n tarihini, say\u0131s\u0131n\u0131 ve hangi sulh ceza h\u00e2kimli\u011fi veya mahkemeden geldi\u011fini yaz\u0131l\u0131 olarak isteyin.<\/li>\n
    2. Dosyaya eri\u015fin.<\/strong> M\u00fcdafi, savc\u0131l\u0131ktan veya mahkemeden karar \u00f6rne\u011fini ve varsa de\u011fer raporunu ister; avukat i\u00e7in vek\u00e2letname<\/a> gerekir.<\/li>\n
    3. S\u00fcreyi hesaplay\u0131n.<\/strong> \u00d6\u011frenme tarihinden itibaren iki hafta i\u00e7inde, karar\u0131 veren h\u00e2kimli\u011fe hitaben itiraz dilek\u00e7esi verin (CMK 268\/1).<\/li>\n
    4. Gerek\u00e7eyi somutla\u015ft\u0131r\u0131n.<\/strong> Paran\u0131n kayna\u011f\u0131n\u0131 g\u00f6steren maa\u015f bordrosu, kira s\u00f6zle\u015fmesi, sat\u0131\u015f belgesi veya miras evrak\u0131n\u0131 ekleyin; kuvvetli \u015f\u00fcphe ve orant\u0131l\u0131l\u0131k y\u00f6n\u00fcnden itiraz edin.<\/li>\n
    5. Rapor s\u00fcresini denetleyin.<\/strong> \u00dc\u00e7 ayl\u0131k, gerekirse be\u015f ayl\u0131k rapor s\u00fcresinin a\u015f\u0131l\u0131p a\u015f\u0131lmad\u0131\u011f\u0131n\u0131 kontrol edin.<\/li>\n
    6. \u0130ade talebini ayr\u0131ca yaz\u0131n.<\/strong> Muhafazas\u0131na gerek kalmayan de\u011fer i\u00e7in CMK 131 uyar\u0131nca iade isteyin; ret karar\u0131na da itiraz edilebilir.<\/li>\n<\/ol>\n

      Soru\u015fturma evresinde sulh ceza h\u00e2kiminin karar\u0131na yap\u0131lan itiraz\u0131, o yerde birden fazla h\u00e2kimlik varsa numara olarak kendisini izleyen sulh ceza h\u00e2kimli\u011fi inceler (CMK 268\/3-a). H\u00e2kim itiraz\u0131 yerinde g\u00f6rmezse dosyay\u0131 en \u00e7ok \u00fc\u00e7 g\u00fcn i\u00e7inde mercie g\u00f6nderir. \u0130tiraz karar\u0131n uygulanmas\u0131n\u0131 kendili\u011finden durdurmaz (CMK 269). Tedbirin genel \u00e7er\u00e7evesi i\u00e7in CMK’daki yakalama ve g\u00f6zalt\u0131 i\u015flemleri<\/a> yaz\u0131s\u0131na da bak\u0131labilir.<\/p>\n

      \"Hesab\u0131na
      Bloke Edilen Hesap \u0130\u00e7in \u0130lk \u0130ki Hafta<\/figcaption><\/figure>\n

      H\u00fck\u00fcm \u00c7\u0131k\u0131nca Hesaptaki Paraya Ne Olur?<\/h2>\n

      El koyma ge\u00e7ici bir tedbirdir; kal\u0131c\u0131 sonucu h\u00fck\u00fcm belirler. Kovu\u015fturmaya yer olmad\u0131\u011f\u0131 veya beraat karar\u0131yla para, muhafazas\u0131na gerek kalmad\u0131\u011f\u0131 i\u00e7in sahibine iade edilir (CMK 131\/1). Mahk\u00fbmiyette ise mahkeme m\u00fcsadereyi tart\u0131\u015f\u0131r. Su\u00e7un i\u015flenmesiyle elde edilen maddi menfaatler ile bunlar\u0131n d\u00f6n\u00fc\u015ft\u00fcr\u00fclmesinden do\u011fan kazan\u00e7lar m\u00fcsadere edilir; ancak bunun i\u00e7in menfaatin ma\u011fdura iade edilememesi gerekir (TCK 55\/1). Ma\u011fdurun paras\u0131 oldu\u011fu anla\u015f\u0131lan tutar, delil olarak ihtiya\u00e7 kalmad\u0131ysa ma\u011fdura verilir (CMK 131\/2).<\/p>\n

      H\u00fckm\u00fcn a\u00e7\u0131klanmas\u0131n\u0131n geri b\u0131rak\u0131lmas\u0131 (HAGB) da paraya otomatik d\u00f6n\u00fc\u015f sa\u011flamaz. 7589 say\u0131l\u0131 Kanun’la 31 Temmuz 2026’da yeniden yaz\u0131lan CMK 231\/5’e g\u00f6re HAGB, m\u00fcsadereye ili\u015fkin h\u00fck\u00fcmler hari\u00e7, kurulan h\u00fckm\u00fcn san\u0131k hakk\u0131nda hukuk\u00ee sonu\u00e7 do\u011furmamas\u0131d\u0131r. Yani HAGB karar\u0131nda da m\u00fcsadere h\u00fckm\u00fc kurulabilir. Ayr\u0131ca HAGB i\u00e7in su\u00e7un do\u011furdu\u011fu zarar\u0131n tamamen giderilmesi \u015fartt\u0131r (CMK 231\/6-c); el konulan paran\u0131n ma\u011fdura verilmesi bu \u015fartla birlikte de\u011ferlendirilir.<\/p>\n

      \n\n\n\n\n\n\n\n\n
      Dosyan\u0131n sonucu<\/th>\nEl konulan paran\u0131n ak\u0131beti<\/th>\n<\/tr>\n<\/thead>\n
      Kovu\u015fturmaya yer olmad\u0131\u011f\u0131 \/ beraat<\/td>\nSahibine iade (CMK 131\/1)<\/td>\n<\/tr>\n
      Mahk\u00fbmiyet, ma\u011fdur belli<\/td>\nMa\u011fdura teslim (CMK 131\/2)<\/td>\n<\/tr>\n
      Mahk\u00fbmiyet, iade m\u00fcmk\u00fcn de\u011fil<\/td>\nKazan\u00e7 m\u00fcsaderesi (TCK 55)<\/td>\n<\/tr>\n
      HAGB<\/td>\nM\u00fcsadere h\u00fckm\u00fc yine kurulabilir (CMK 231\/5)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

      Haks\u0131z El Koyma Nedeniyle Tazminat \u0130stenebilir mi?<\/h2>\n

      \u0130stenebilir. Ko\u015fullar\u0131 olu\u015fmad\u0131\u011f\u0131 h\u00e2lde e\u015fyas\u0131na veya malvarl\u0131\u011f\u0131na el konulan, korunmas\u0131 i\u00e7in gerekli tedbirler al\u0131nmayan ya da malvarl\u0131\u011f\u0131 zaman\u0131nda geri verilmeyen ki\u015fi, maddi ve manevi zarar\u0131n\u0131 Devletten isteyebilir (CMK 141\/1-j). \u00d6rne\u011fin aylarca bloke kalan hesap nedeniyle kredi taksiti \u00f6denemediyse ve gecikme faizi do\u011fduysa, bu zarar belgelenerek talep edilir.<\/p>\n

      S\u00fcre k\u0131sad\u0131r: karar veya h\u00fckm\u00fcn kesinle\u015fti\u011finin ilgiliye tebli\u011finden itibaren \u00fc\u00e7 ay, her h\u00e2lde kesinle\u015fmeden itibaren bir y\u0131l (CMK 142\/1). Talep, zarara u\u011frayan\u0131n oturdu\u011fu yer a\u011f\u0131r ceza mahkemesine yap\u0131l\u0131r. Haks\u0131z tutuklama gibi baz\u0131 h\u00e2llerde ise 6384 say\u0131l\u0131 Kanun’daki Tazminat Komisyonu yolu i\u015fler (CMK 142\/2). Mahk\u00fbmiyet sonras\u0131 hak kay\u0131plar\u0131n\u0131n genel tablosu i\u00e7in hapis cezalar\u0131<\/a> yaz\u0131s\u0131 tamamlay\u0131c\u0131d\u0131r.<\/p>\n

      Ortak Hesap veya Ba\u015fkas\u0131n\u0131n Ad\u0131na A\u00e7\u0131lm\u0131\u015f Hesap<\/h2>\n

      CMK 128\/1, malvarl\u0131\u011f\u0131n\u0131n \u015f\u00fcpheliden ba\u015fka birinin zilyetli\u011finde bulunmas\u0131 h\u00e2linde de el koymaya izin verir. Bu kural, e\u015fiyle ortak hesab\u0131 olanlar\u0131 veya hesab\u0131n\u0131 ba\u015fkas\u0131na kulland\u0131rm\u0131\u015f ki\u015fileri do\u011frudan etkiler. Diyelim ki bir anne, o\u011flunun doland\u0131r\u0131c\u0131l\u0131k soru\u015fturmas\u0131nda kendi ad\u0131na a\u00e7\u0131lm\u0131\u015f ama o\u011flunun kulland\u0131\u011f\u0131 hesab\u0131n donduruldu\u011funu \u00f6\u011frendi. Anne \u015f\u00fcpheli olmasa bile tedbir ona uzanabilir; itiraz ederken pay\u0131n\u0131 ve paran\u0131n kayna\u011f\u0131n\u0131 ayr\u0131ca belgelemesi gerekir.<\/p>\n

      M\u00fcsadere a\u015famas\u0131nda ise iyiniyetli \u00fc\u00e7\u00fcnc\u00fc ki\u015fi korunur: TCK 54\/1 iyiniyetli \u00fc\u00e7\u00fcnc\u00fc ki\u015filere ait e\u015fyan\u0131n m\u00fcsaderesini d\u0131\u015flar, TCK 55\/3 de sonradan edinenin Medeni Kanun’daki iyiniyet korumas\u0131ndan yararlanamamas\u0131n\u0131 arar. Hesab\u0131n\u0131 \u00fc\u00e7\u00fcnc\u00fc bir ki\u015fiye kulland\u0131rman\u0131n kendisi su\u00e7 olu\u015fturabilece\u011finden, bu konuda doland\u0131r\u0131c\u0131l\u0131k su\u00e7lar\u0131<\/a> yaz\u0131s\u0131 ayr\u0131ca okunmal\u0131d\u0131r.<\/p>\n

      \"Ceza
      Dava Bitince Paran\u0131n Ak\u0131beti<\/figcaption><\/figure>\n

      Banka Hesab\u0131na El Koyma Hakk\u0131nda Merak Edilenler<\/h2>\n
      \n
      \nMaa\u015f\u0131m\u0131n yatt\u0131\u011f\u0131 hesaba el konulabilir mi?<\/summary>\n

      Evet, CMK 128 hesab\u0131n t\u00fcr\u00fcne g\u00f6re bir ayr\u0131m yapmaz. Ancak tedbir, su\u00e7tan elde edildi\u011fi kuvvetli \u015f\u00fcphesi bulunan de\u011ferle orant\u0131l\u0131 olmal\u0131d\u0131r. Maa\u015f gibi kayna\u011f\u0131 belli giri\u015fler itirazda bordro ve SGK kayd\u0131yla g\u00f6sterilir; h\u00e2kimden bu k\u0131sm\u0131n serbest b\u0131rak\u0131lmas\u0131 istenir.<\/p>\n<\/details>\n

      \nSavc\u0131l\u0131k tek ba\u015f\u0131na hesab\u0131m\u0131 dondurabilir mi?<\/summary>\n

      CMK 128 kapsam\u0131nda hay\u0131r; bu tedbire yaln\u0131z h\u00e2kim karar verir. 5549 say\u0131l\u0131 Kanun m.17’deki aklama ve ter\u00f6r\u00fcn finansman\u0131 ile CMK 128\/A’daki bili\u015fim su\u00e7lar\u0131nda savc\u0131n\u0131n acele h\u00e2llerde yaz\u0131l\u0131 emri m\u00fcmk\u00fcnd\u00fcr, ama yirmi d\u00f6rt saat i\u00e7inde h\u00e2kim onay\u0131na sunulmak zorundad\u0131r.<\/p>\n<\/details>\n

      \n\u0130tiraz\u0131m reddedilirse ba\u015fka bir yol kal\u0131r m\u0131?<\/summary>\n

      Merciin itiraz \u00fczerine verdi\u011fi karar kural olarak kesinle\u015fir (CMK 271\/4). Ancak ko\u015fullar de\u011fi\u015firse, \u00f6rne\u011fin yeni belge ortaya \u00e7\u0131karsa veya rapor s\u00fcresi dolarsa, kald\u0131rma ve iade talebi yeniden yap\u0131labilir. \u0130ade isteminin reddine kar\u015f\u0131 da itiraz yolu a\u00e7\u0131kt\u0131r (CMK 131\/1).<\/p>\n<\/details>\n

      \nDosya ne kadar s\u00fcrerse hesap o kadar kapal\u0131 m\u0131 kal\u0131r?<\/summary>\n

      Kanunda azami bir el koyma s\u00fcresi yaz\u0131l\u0131 de\u011fildir; tedbir, gerek\u00e7esi devam ettik\u00e7e s\u00fcrer. Bu y\u00fczden belirli aral\u0131klarla, \u00f6zellikle bilirki\u015fi raporu veya iddianame gibi a\u015famalardan sonra, tedbirin orant\u0131l\u0131 olup olmad\u0131\u011f\u0131 yeniden sorgulanmal\u0131d\u0131r.<\/p>\n<\/details>\n

      \nHesaptaki paran\u0131n faizi veya de\u011fer kayb\u0131 ne olacak?<\/summary>\n

      Elkonulan e\u015fyan\u0131n de\u011ferinin korunmas\u0131 i\u00e7in gerekli tedbirler al\u0131n\u0131r (CMK 132\/4). Gerekli tedbir al\u0131nmad\u0131\u011f\u0131 veya de\u011fer zaman\u0131nda iade edilmedi\u011fi i\u00e7in do\u011fan zarar, CMK 141\/1-j kapsam\u0131nda tazminat konusu olabilir. Hesab\u0131n t\u00fcr\u00fcne g\u00f6re bankan\u0131n uygulamas\u0131 ayr\u0131ca ara\u015ft\u0131r\u0131lmal\u0131d\u0131r.<\/p>\n<\/details>\n

      \nHesaba el koyma adli sicil kayd\u0131na i\u015flenir mi?<\/summary>\n

      Hay\u0131r, el koyma bir koruma tedbiridir, mahk\u00fbmiyet de\u011fildir. Adli sicile kesinle\u015fen mahk\u00fbmiyetler i\u015flenir. Bununla birlikte 5549 m.18 gere\u011fince aklama ve ter\u00f6r\u00fcn finansman\u0131na ili\u015fkin el koyma kararlar\u0131n\u0131n birer \u00f6rne\u011fi MASAK’a g\u00f6nderilir.<\/p>\n<\/details>\n<\/div>\n

      \n

      Dayanak mevzuat<\/p>\n