{"id":1878,"date":"2026-11-07T23:15:23","date_gmt":"2026-11-07T20:15:23","guid":{"rendered":"https:\/\/www.ahmetmutlu.av.tr\/index.php\/2026\/11\/07\/dolandiricilikta-etkin-pismanlik-tck-168\/"},"modified":"2026-11-08T12:57:42","modified_gmt":"2026-11-08T09:57:42","slug":"dolandiricilikta-etkin-pismanlik-tck-168","status":"publish","type":"post","link":"https:\/\/www.ahmetmutlu.av.tr\/index.php\/2026\/11\/07\/dolandiricilikta-etkin-pismanlik-tck-168\/","title":{"rendered":"Doland\u0131r\u0131c\u0131l\u0131kta Etkin Pi\u015fmanl\u0131k (TCK 168): Zarar\u0131 \u00d6demek Cezay\u0131 Ne Kadar D\u00fc\u015f\u00fcr\u00fcr?"},"content":{"rendered":"

<\/p>\n

\n

G\u00f6zden ge\u00e7irme:

Doland\u0131r\u0131c\u0131l\u0131k su\u00e7lamas\u0131yla ifadeye \u00e7a\u011fr\u0131lan veya hakk\u0131nda dava a\u00e7\u0131lan pek \u00e7ok ki\u015finin akl\u0131ndaki ilk soru \u015fudur: ma\u011fdurun paras\u0131n\u0131 \u00f6dersem ne olur? Ceza hukukunda bu sorunun kar\u015f\u0131l\u0131\u011f\u0131, T\u00fcrk Ceza Kanunu (TCK) 168. maddede d\u00fczenlenen etkin pi\u015fmanl\u0131kt\u0131r. Doland\u0131r\u0131c\u0131l\u0131kta etkin pi\u015fmanl\u0131k, zarar\u0131n ne zaman ve nas\u0131l giderildi\u011fine g\u00f6re cezay\u0131 \u00f6nemli \u00f6l\u00e7\u00fcde azaltabilir; ancak her \u00f6deme ayn\u0131 sonucu do\u011furmaz.<\/p>\n

Bu yaz\u0131da etkin pi\u015fmanl\u0131\u011f\u0131n \u015fartlar\u0131n\u0131, \u00f6demenin zaman\u0131na g\u00f6re de\u011fi\u015fen indirim oranlar\u0131n\u0131, k\u0131smi \u00f6demede ma\u011fdurun r\u0131zas\u0131n\u0131, birden fazla san\u0131\u011f\u0131n bulundu\u011fu dosyalarda durumu, h\u00fckm\u00fcn a\u00e7\u0131klanmas\u0131n\u0131n geri b\u0131rak\u0131lmas\u0131 ve 158\/4 indirimiyle ili\u015fkisini ve kesinle\u015fmi\u015f cezalarda 7589 say\u0131l\u0131 Kanunla tan\u0131nan imk\u00e2n\u0131 s\u0131ras\u0131yla anlat\u0131yoruz. Yaz\u0131n\u0131n sonunda \u00f6deme karar\u0131 vermeden \u00f6nce dikkat edilmesi gereken pratik ad\u0131mlar\u0131 da bulabilirsiniz.<\/p>\n

\n

Bir bak\u0131\u015fta<\/p>\n

\n
Dayanak<\/dt>\n
TCK 168; doland\u0131r\u0131c\u0131l\u0131k i\u00e7in TCK 157 ve 158<\/dd>\n
\u0130ndirim oran\u0131<\/dt>\n
Kovu\u015fturma ba\u015flamadan \u00f6nce \u00fc\u00e7te ikisine kadar; kovu\u015fturma ba\u015flad\u0131ktan sonra h\u00fck\u00fcmden \u00f6nce yar\u0131s\u0131na kadar<\/dd>\n
Temel \u015fart<\/dt>\n
Failin bizzat pi\u015fmanl\u0131k g\u00f6stererek zarar\u0131 aynen geri verme veya tazmin yoluyla tamamen gidermesi<\/dd>\n
K\u0131smi \u00f6deme<\/dt>\n
\u0130ndirim i\u00e7in ayr\u0131ca ma\u011fdurun r\u0131zas\u0131 aran\u0131r<\/dd>\n
H\u00fck\u00fcmden sonra<\/dt>\n
Kural olarak uygulanmaz; 158\/4 kapsam\u0131ndaki h\u00fck\u00fcml\u00fcler i\u00e7in 7589 ge\u00e7ici maddesiyle alt\u0131 ayl\u0131k imk\u00e2n<\/dd>\n<\/dl>\n<\/div>\n
\nBu yaz\u0131da neler var?<\/summary>\n
    \n
  1. Doland\u0131r\u0131c\u0131l\u0131kta etkin pi\u015fmanl\u0131k nedir, hangi su\u00e7larda uygulan\u0131r?<\/a><\/li>\n
  2. Zarar ne zaman \u00f6denirse ne kadar indirim yap\u0131l\u0131r?<\/a><\/li>\n
  3. Etkin pi\u015fmanl\u0131k i\u00e7in hangi \u015fartlar aran\u0131r?<\/a><\/li>\n
  4. K\u0131smi \u00f6deme yap\u0131l\u0131rsa veya ma\u011fdur kabul etmezse ne olur?<\/a><\/li>\n
  5. Birden fazla san\u0131k varsa birinin \u00f6demesi di\u011ferine yarar m\u0131?<\/a><\/li>\n
  6. Etkin pi\u015fmanl\u0131k HAGB, erteleme ve 158\/4 ile nas\u0131l birlikte i\u015fler?<\/a><\/li>\n
  7. Kesinle\u015fmi\u015f cezada zarar\u0131 \u00f6demek i\u015fe yarar m\u0131?<\/a><\/li>\n
  8. Doland\u0131r\u0131c\u0131l\u0131k su\u00e7lamas\u0131nda zarar\u0131 \u00f6demeden \u00f6nce ne yapmal\u0131?<\/a><\/li>\n
  9. Doland\u0131r\u0131c\u0131l\u0131kta Etkin Pi\u015fmanl\u0131k Hakk\u0131nda Merak Edilenler<\/a><\/li>\n<\/ol>\n<\/details>\n

    Doland\u0131r\u0131c\u0131l\u0131kta etkin pi\u015fmanl\u0131k nedir, hangi su\u00e7larda uygulan\u0131r?<\/h2>\n

    Etkin pi\u015fmanl\u0131k, su\u00e7 tamamland\u0131ktan sonra failin kendi iste\u011fiyle zarar\u0131 gidermesi kar\u015f\u0131l\u0131\u011f\u0131nda cezas\u0131nda indirim yap\u0131lmas\u0131n\u0131 sa\u011flayan bir kurumdur. TCK 168. madde bu imk\u00e2n\u0131 h\u0131rs\u0131zl\u0131k, mala zarar verme, g\u00fcveni k\u00f6t\u00fcye kullanma, doland\u0131r\u0131c\u0131l\u0131k, hileli iflas ve taksirli iflas gibi malvarl\u0131\u011f\u0131na kar\u015f\u0131 su\u00e7larda tan\u0131r. Kanunun amac\u0131, ma\u011fdurun zarar\u0131n\u0131n bir an \u00f6nce kar\u015f\u0131lanmas\u0131n\u0131 te\u015fvik etmektir. H\u00fck\u00fcm hem TCK 157. maddedeki basit doland\u0131r\u0131c\u0131l\u0131kta hem de 158. maddedeki nitelikli doland\u0131r\u0131c\u0131l\u0131kta uygulan\u0131r.<\/p>\n

    Etkin pi\u015fmanl\u0131k, su\u00e7un hi\u00e7 i\u015flenmedi\u011fi anlam\u0131na gelmez; mahk\u00fbmiyet h\u00e2linde verilecek cezay\u0131 azaltan bir sebeptir. Bununla birlikte zarar\u0131 \u00f6demek, su\u00e7u kabul etmek olarak yorumlanmaz. Ki\u015fi su\u00e7lamay\u0131 kabul etmedi\u011fini belirterek de ma\u011fdurun zarar\u0131n\u0131 kar\u015f\u0131layabilir ve bu \u00f6deme, beraat talebiyle birlikte ileri s\u00fcr\u00fclebilir. Doland\u0131r\u0131c\u0131l\u0131k su\u00e7unun genel yap\u0131s\u0131n\u0131 ve nitelikli h\u00e2llerini nitelikli doland\u0131r\u0131c\u0131l\u0131k cezas\u0131<\/a> yaz\u0131m\u0131zda anlatt\u0131k.<\/p>\n

    Etkin pi\u015fmanl\u0131k, TCK 36. maddedeki g\u00f6n\u00fcll\u00fc vazge\u00e7meden de farkl\u0131d\u0131r. G\u00f6n\u00fcll\u00fc vazge\u00e7me, su\u00e7 hen\u00fcz tamamlanmadan failin kendi iste\u011fiyle icra hareketlerinden vazge\u00e7mesi veya neticeyi \u00f6nlemesidir ve ki\u015fi te\u015febb\u00fcsten dolay\u0131 cezaland\u0131r\u0131lmaz. Etkin pi\u015fmanl\u0131k ise doland\u0131r\u0131c\u0131l\u0131k tamamland\u0131ktan, yani ma\u011fdur zarara u\u011fray\u0131p fail yarar sa\u011flad\u0131ktan sonra devreye girer. Bu nedenle paray\u0131 ald\u0131ktan sonra iade eden ki\u015fi bak\u0131m\u0131ndan g\u00f6n\u00fcll\u00fc vazge\u00e7me tart\u0131\u015f\u0131lmaz, etkin pi\u015fmanl\u0131k h\u00fck\u00fcmleri uygulan\u0131r.<\/p>\n

    Zarar ne zaman \u00f6denirse ne kadar indirim yap\u0131l\u0131r?<\/h2>\n

    \u0130ndirimin oran\u0131, \u00f6demenin hangi a\u015famada yap\u0131ld\u0131\u011f\u0131na ba\u011fl\u0131d\u0131r. TCK 168\/1 uyar\u0131nca zarar, ki\u015fi hakk\u0131nda kovu\u015fturma ba\u015flamadan \u00f6nce tamamen giderilirse verilecek cezan\u0131n \u00fc\u00e7te ikisine kadar\u0131 indirilir. 168\/2 uyar\u0131nca kovu\u015fturma ba\u015flad\u0131ktan sonra, ancak h\u00fck\u00fcm verilmeden \u00f6nce giderilirse indirim yar\u0131s\u0131na kadard\u0131r. Ceza Muhakemesi Kanununa g\u00f6re kovu\u015fturma, iddianamenin mahkemece kabul\u00fcyle ba\u015flar. Bu nedenle iddianame d\u00fczenlenmi\u015f olsa bile mahkemece kabul edilmeden \u00f6nce yap\u0131lan \u00f6deme, daha y\u00fcksek orandaki indirimden yararlanabilir.<\/p>\n

    \n\n\n\n\n\n\n\n\n\n
    \u00d6deme zaman\u0131<\/th>\nDayanak<\/th>\nAzami indirim<\/th>\n<\/tr>\n<\/thead>\n
    Soru\u015fturma a\u015famas\u0131nda<\/td>\nTCK 168\/1<\/td>\nCezan\u0131n \u00fc\u00e7te ikisine kadar<\/td>\n<\/tr>\n
    \u0130ddianame kabul edilmeden \u00f6nce<\/td>\nTCK 168\/1<\/td>\nCezan\u0131n \u00fc\u00e7te ikisine kadar<\/td>\n<\/tr>\n
    Kovu\u015fturmada, h\u00fck\u00fcmden \u00f6nce<\/td>\nTCK 168\/2<\/td>\nCezan\u0131n yar\u0131s\u0131na kadar<\/td>\n<\/tr>\n
    K\u0131smi \u00f6deme<\/td>\nTCK 168\/4<\/td>\nMa\u011fdurun r\u0131zas\u0131yla indirim<\/td>\n<\/tr>\n
    H\u00fck\u00fcmden sonra<\/td>\nTCK 168<\/td>\nKural olarak indirim yok<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

    Kanun oranlar\u0131 \u00fcst s\u0131n\u0131r olarak belirler; mahkeme bu s\u0131n\u0131r i\u00e7inde takdir yetkisini kullan\u0131r. \u00d6demenin ne kadar erken ve ne \u00f6l\u00e7\u00fcde g\u00f6n\u00fcll\u00fc yap\u0131ld\u0131\u011f\u0131 bu takdirde dikkate al\u0131n\u0131r. Uygulamada soru\u015fturma a\u015famas\u0131nda zarar\u0131n tamamen giderildi\u011fi bir olayda yar\u0131 oran\u0131nda indirim yap\u0131lmas\u0131n\u0131n yetersiz g\u00f6r\u00fcld\u00fc\u011f\u00fc kararlar bulunur. Varsay\u0131msal olarak d\u00f6rt y\u0131l hapis cezas\u0131 belirlenen bir dosyada \u00fc\u00e7te iki oran\u0131nda indirim uygulan\u0131rsa ceza bir y\u0131l d\u00f6rt aya iner. \u0130ndirim, hapis cezas\u0131yla birlikte h\u00fckmedilen adli para cezas\u0131na da uygulan\u0131r.<\/p>\n

    \"Doland\u0131r\u0131c\u0131l\u0131kta
    Etkin pi\u015fmanl\u0131\u011f\u0131n temel \u015fartlar\u0131<\/figcaption><\/figure>\n

    Etkin pi\u015fmanl\u0131k i\u00e7in hangi \u015fartlar aran\u0131r?<\/h2>\n

    \u0130lk \u015fart, zarar\u0131n tamamen giderilmesidir. Bu, al\u0131nan paran\u0131n veya mal\u0131n aynen geri verilmesiyle ya da kar\u015f\u0131l\u0131\u011f\u0131n\u0131n \u00f6denmesiyle olur. \u0130kinci \u015fart, failin bizzat pi\u015fmanl\u0131k g\u00f6stermesidir; yani \u00f6deme ki\u015finin kendi iradesiyle yap\u0131lmal\u0131d\u0131r. Kollu\u011fun mal\u0131 kendisinin bulup el koymas\u0131, icra takibi veya haciz yoluyla zorla tahsil edilen tutarlar ya da failin bilgisi ve iste\u011fi d\u0131\u015f\u0131nda yap\u0131lan \u00f6demeler bu \u015fart\u0131 kar\u015f\u0131lamaz.<\/p>\n

    \u00d6demenin bir aile \u00fcyesi taraf\u0131ndan yap\u0131lmas\u0131 da m\u00fcmk\u00fcnd\u00fcr; ancak bu durumda \u00f6demenin san\u0131\u011f\u0131n iste\u011fi ve giri\u015fimiyle yap\u0131ld\u0131\u011f\u0131n\u0131n ortaya konmas\u0131 \u00f6nem ta\u015f\u0131r. Uygulamada san\u0131\u011f\u0131n kendi giri\u015fimiyle ailesi arac\u0131l\u0131\u011f\u0131yla yapt\u0131\u011f\u0131 \u00f6demenin kabul edildi\u011fi kararlar vard\u0131r. Zarar\u0131n hangi tutar \u00fczerinden hesaplanaca\u011f\u0131 da dosyada netle\u015ftirilmelidir. Ma\u011fdura \u00f6denen tutar\u0131n, su\u00e7tan do\u011fan zarar\u0131n tamam\u0131n\u0131 kar\u015f\u0131lad\u0131\u011f\u0131n\u0131 g\u00f6steren bir beyan veya belge al\u0131nmas\u0131, sonradan \u00e7\u0131kabilecek tart\u0131\u015fmalar\u0131n \u00f6n\u00fcne ge\u00e7er. Birden fazla ma\u011fdurun bulundu\u011fu dosyalarda bu belgenin her ma\u011fdur i\u00e7in ayr\u0131 ayr\u0131 al\u0131nmas\u0131 gerekir, \u00e7\u00fcnk\u00fc etkin pi\u015fmanl\u0131k her ma\u011fdurun zarar\u0131 bak\u0131m\u0131ndan ayr\u0131ca de\u011ferlendirilir.<\/p>\n

    \n

    Pratikte:<\/strong> \u00d6demeyi elden yapmak yerine banka arac\u0131l\u0131\u011f\u0131yla ve a\u00e7\u0131klama k\u0131sm\u0131na dosya numaras\u0131n\u0131 yazarak yap\u0131n. Dekontu, ma\u011fdurun zarar\u0131n\u0131n kar\u015f\u0131land\u0131\u011f\u0131na ili\u015fkin beyan\u0131yla birlikte savc\u0131l\u0131\u011fa veya mahkemeye sunun.<\/p>\n<\/div>\n

    K\u0131smi \u00f6deme yap\u0131l\u0131rsa veya ma\u011fdur kabul etmezse ne olur?<\/h2>\n

    Zarar\u0131n yaln\u0131zca bir k\u0131sm\u0131 \u00f6denmi\u015fse, TCK 168\/4 uyar\u0131nca indirim i\u00e7in ayr\u0131ca ma\u011fdurun r\u0131zas\u0131 aran\u0131r. Ma\u011fdur k\u0131smi \u00f6demeyi zarar\u0131n\u0131n kar\u015f\u0131lanmas\u0131 i\u00e7in yeterli buldu\u011funu a\u00e7\u0131k\u00e7a beyan ederse indirim uygulanabilir. R\u0131za yoksa k\u0131smi \u00f6deme etkin pi\u015fmanl\u0131k indirimi sa\u011flamaz; ancak takdiri indirim de\u011ferlendirmesinde ve dosyan\u0131n genel g\u00f6r\u00fcn\u00fcm\u00fcnde lehe bir olgu olarak dikkate al\u0131nabilir. Taksitli \u00f6deme plan\u0131 yap\u0131lacaksa, son taksitle birlikte zarar\u0131n tamamen giderilmesinin hangi a\u015famaya denk gelece\u011fi \u00f6nceden hesaplanmal\u0131d\u0131r.<\/p>\n

    Ma\u011fdurun zarar\u0131n tamam\u0131n\u0131 teklif edilmesine ra\u011fmen \u00f6demeyi kabul etmemesi de g\u00f6r\u00fclen bir durumdur. Uygulamada b\u00f6yle bir reddin san\u0131k aleyhine sonu\u00e7 do\u011furmamas\u0131 gerekti\u011fi, mahkemenin san\u0131\u011fa \u00f6deme imk\u00e2n\u0131 tan\u0131mas\u0131 gerekti\u011fi y\u00f6n\u00fcnde g\u00f6r\u00fc\u015fler bulunur. Bu nedenle \u00f6deme teklifinin yaz\u0131l\u0131 olarak yap\u0131lmas\u0131 ve teklifin reddedildi\u011fini g\u00f6steren kay\u0131tlar\u0131n dosyaya sunulmas\u0131 \u00f6nem ta\u015f\u0131r. Basit doland\u0131r\u0131c\u0131l\u0131kta ayr\u0131ca uzla\u015ft\u0131rma yolu da a\u00e7\u0131kt\u0131r; uzla\u015fma sa\u011flan\u0131p edim yerine getirilirse dosya farkl\u0131 bir yolla sonu\u00e7lan\u0131r. Bu konuyu ceza davalar\u0131nda uzla\u015fma<\/a> yaz\u0131m\u0131zda bulabilirsiniz.<\/p>\n

    Birden fazla san\u0131k varsa birinin \u00f6demesi di\u011ferine yarar m\u0131?<\/h2>\n

    Etkin pi\u015fmanl\u0131k ki\u015fisel bir indirim sebebidir. Kanun failin, azmettirenin veya yard\u0131m edenin bizzat pi\u015fmanl\u0131k g\u00f6stermesini arar. Bu nedenle ayn\u0131 doland\u0131r\u0131c\u0131l\u0131k olay\u0131nda yer alan san\u0131klardan birinin zarar\u0131 tek ba\u015f\u0131na gidermesi, \u00f6demeye kat\u0131lmayan ve pi\u015fmanl\u0131k g\u00f6stermeyen di\u011fer san\u0131klara kendili\u011finden yarar sa\u011flamaz. Her san\u0131k bak\u0131m\u0131ndan \u00f6demeye katk\u0131 ve pi\u015fmanl\u0131k iradesi ayr\u0131 ayr\u0131 de\u011ferlendirilir. Bu kural, olaya azmettiren veya yard\u0131m eden olarak kat\u0131lan ki\u015filer i\u00e7in de ayn\u0131 bi\u00e7imde uygulan\u0131r.<\/p>\n

    San\u0131klar zarar\u0131 birlikte kar\u015f\u0131lamak istiyorsa, her birinin \u00f6demeye kat\u0131ld\u0131\u011f\u0131n\u0131 g\u00f6steren kay\u0131tlar\u0131n olu\u015fturulmas\u0131 yararl\u0131 olur. \u00d6rne\u011fin ortak bir \u00f6deme plan\u0131 yap\u0131lmas\u0131 ve her san\u0131\u011f\u0131n pay\u0131n\u0131n dekontla belgelenmesi bu amaca hizmet eder. \u00d6demenin kimin ad\u0131na yap\u0131ld\u0131\u011f\u0131 dekontun a\u00e7\u0131klama k\u0131sm\u0131na yaz\u0131l\u0131rsa, sonradan \u00e7\u0131kabilecek belirsizlikler de azal\u0131r. Hesab\u0131n\u0131 kulland\u0131ran ki\u015fi ile aldatmay\u0131 yapan ki\u015finin ayn\u0131 dosyada bulundu\u011fu olaylarda, hesap sahibinin kendi pay\u0131na d\u00fc\u015fen zarar\u0131 \u00f6demesi de etkin pi\u015fmanl\u0131k tart\u0131\u015fmas\u0131nda dikkate al\u0131n\u0131r. Bu ki\u015filerin rol ayr\u0131m\u0131n\u0131 \u0130BAN veren yard\u0131m eden mi<\/a> yaz\u0131m\u0131zda ele ald\u0131k.<\/p>\n

    Etkin pi\u015fmanl\u0131k HAGB, erteleme ve 158\/4 ile nas\u0131l birlikte i\u015fler?<\/h2>\n

    Zarar\u0131n giderilmesi yaln\u0131zca etkin pi\u015fmanl\u0131k indirimi sa\u011flamaz, ayn\u0131 zamanda h\u00fckm\u00fcn a\u00e7\u0131klanmas\u0131n\u0131n geri b\u0131rak\u0131lmas\u0131n\u0131n (HAGB) \u015fartlar\u0131ndan biridir. 7589 say\u0131l\u0131 Kanunla yeniden d\u00fczenlenen Ceza Muhakemesi Kanunu (CMK) 231. maddeye g\u00f6re HAGB, iki y\u0131l veya daha az s\u00fcreli hapis ya da adli para cezas\u0131nda uygulanabilir ve ma\u011fdurun zarar\u0131n\u0131n tamamen giderilmesi aran\u0131r. Zarar hemen giderilemiyorsa be\u015f y\u0131ll\u0131k denetim s\u00fcresi i\u00e7inde ayl\u0131k taksitlerle \u00f6denmesine karar verilebilir. Ayr\u0131nt\u0131lar i\u00e7in HAGB de\u011fi\u015fikli\u011fi<\/a> yaz\u0131m\u0131za bakabilirsiniz.<\/p>\n

    Etkin pi\u015fmanl\u0131k indirimi, nitelikli doland\u0131r\u0131c\u0131l\u0131kta bile cezan\u0131n iki y\u0131l\u0131n alt\u0131na inmesini sa\u011flayabilir ve b\u00f6ylece HAGB veya erteleme yolunu a\u00e7abilir. Katk\u0131s\u0131 hesap bilgilerini vermekle s\u0131n\u0131rl\u0131 kalan ki\u015filer i\u00e7in 7589 say\u0131l\u0131 Kanunla eklenen 158\/4 indirimi de ayr\u0131ca uygulanabilir; iki indirim birbirinden ba\u011f\u0131ms\u0131z sebeplere dayan\u0131r: biri katk\u0131n\u0131n s\u0131n\u0131rl\u0131 olmas\u0131na, di\u011feri zarar\u0131n giderilmesine ba\u011fl\u0131d\u0131r. Bunlara ek olarak mahkeme TCK 62 uyar\u0131nca takdiri indirim de yapabilir. Zarar\u0131n giderilmesine ra\u011fmen mahk\u00fbmiyet h\u00fckm\u00fc a\u00e7\u0131klan\u0131rsa, kay\u0131t adli sicile i\u015flenir ve doland\u0131r\u0131c\u0131l\u0131k memuriyete engel su\u00e7lar aras\u0131nda yer ald\u0131\u011f\u0131ndan bu sonu\u00e7 ayr\u0131ca \u00f6nem ta\u015f\u0131r.<\/p>\n

    \"Doland\u0131r\u0131c\u0131l\u0131kta
    \u00d6deme zaman\u0131na g\u00f6re azami indirim<\/figcaption><\/figure>\n

    Kesinle\u015fmi\u015f cezada zarar\u0131 \u00f6demek i\u015fe yarar m\u0131?<\/h2>\n

    TCK 168, \u00f6demenin h\u00fck\u00fcm verilmeden \u00f6nce yap\u0131lmas\u0131n\u0131 arar. Bu nedenle kural olarak h\u00fck\u00fcm kesinle\u015ftikten sonra yap\u0131lan \u00f6deme etkin pi\u015fmanl\u0131k indirimi sa\u011flamaz. Bu kurala 7589 say\u0131l\u0131 Kanunun ge\u00e7ici 1. maddesiyle s\u0131n\u0131rl\u0131 bir istisna getirildi. Buna g\u00f6re 157 veya 158. madde uyar\u0131nca h\u00fck\u00fcm verilmi\u015f, daha \u00f6nce etkin pi\u015fmanl\u0131k h\u00fck\u00fcmleri uygulanmam\u0131\u015f ve yeni 158\/4 f\u0131kras\u0131n\u0131n uygulanaca\u011f\u0131 h\u00fck\u00fcml\u00fcler, mahkemenin yapaca\u011f\u0131 ihtardan itibaren alt\u0131 ay i\u00e7inde zarar\u0131 tamamen giderirlerse 168\/2 h\u00fckm\u00fcnden yararlanabilir.<\/p>\n

    Bu imk\u00e2n, t\u00fcm doland\u0131r\u0131c\u0131l\u0131k h\u00fck\u00fcml\u00fclerini kapsamaz; yaln\u0131zca katk\u0131s\u0131 \u00f6deme arac\u0131 veya hesap bilgisi vermekle s\u0131n\u0131rl\u0131 kald\u0131\u011f\u0131 i\u00e7in 158\/4 kapsam\u0131na giren ki\u015filer i\u00e7indir. Kanun ayr\u0131ca bu alt\u0131 ayl\u0131k s\u00fcre i\u00e7inde zarar tamamen giderilinceye kadar, bu f\u0131kra gerek\u00e7esiyle infaz\u0131n ertelenmesine veya durdurulmas\u0131na karar verilemeyece\u011fini \u00f6ng\u00f6r\u00fcr. Hesab\u0131n\u0131 kulland\u0131rd\u0131\u011f\u0131 i\u00e7in h\u00fck\u00fcm giymi\u015f bir yak\u0131n\u0131n\u0131z varsa, dosyan\u0131n bu kapsama girip girmedi\u011finin ve ihtar\u0131n yap\u0131l\u0131p yap\u0131lmad\u0131\u011f\u0131n\u0131n takip edilmesi \u00f6nem ta\u015f\u0131r.<\/p>\n

    Kesinle\u015fmi\u015f dosyalarda ayr\u0131ca 158\/4 indiriminin kendisi de g\u00fcndeme gelir. Bu indirim san\u0131k lehine oldu\u011fu i\u00e7in TCK 7. madde uyar\u0131nca kesinle\u015fmi\u015f h\u00fck\u00fcmler bak\u0131m\u0131ndan uyarlama yarg\u0131lamas\u0131 yolu tart\u0131\u015f\u0131l\u0131r. Uyarlama talebi ile alt\u0131 ayl\u0131k s\u00fcre i\u00e7inde zarar\u0131n giderilmesi birbirinden ayr\u0131 i\u015flemlerdir; ikisinin zamanlamas\u0131 birlikte planlanmal\u0131d\u0131r. \u00d6demenin dekontla belgelenip infaz dosyas\u0131n\u0131n bulundu\u011fu mahkemeye sunulmas\u0131, s\u00fcrenin ka\u00e7\u0131r\u0131lmamas\u0131 bak\u0131m\u0131ndan \u00f6nem ta\u015f\u0131r.<\/p>\n

    Doland\u0131r\u0131c\u0131l\u0131k su\u00e7lamas\u0131nda zarar\u0131 \u00f6demeden \u00f6nce ne yapmal\u0131?<\/h2>\n

    \u00d6deme karar\u0131 vermeden \u00f6nce dosyan\u0131n hangi a\u015famada oldu\u011funu \u00f6\u011frenin; iddianamenin kabul edilip edilmedi\u011fi, indirimin \u00fcst s\u0131n\u0131r\u0131n\u0131 do\u011frudan belirler. Ma\u011fdurun zarar\u0131n\u0131n tutar\u0131n\u0131 dosyadaki belgelerle netle\u015ftirin, birden fazla ma\u011fdur varsa her birinin zarar\u0131n\u0131 ayr\u0131 ayr\u0131 hesaplay\u0131n. Ma\u011fdurla do\u011frudan ve bask\u0131 olu\u015fturabilecek bir ileti\u015fime girmeyin; \u00f6demeyi banka arac\u0131l\u0131\u011f\u0131yla yap\u0131n, dekontu ve ma\u011fdurun beyan\u0131n\u0131 dosyaya sunun. \u00d6deme imk\u00e2n\u0131n\u0131z s\u0131n\u0131rl\u0131ysa taksitli \u00f6demenin HAGB ve k\u0131smi \u00f6deme kurallar\u0131 a\u00e7\u0131s\u0131ndan sonu\u00e7lar\u0131n\u0131 \u00f6nceden de\u011ferlendirin.<\/p>\n

    Zarar\u0131 \u00f6demek, su\u00e7lamaya kar\u015f\u0131 savunma yapman\u0131za engel olmaz; \u00f6deme ile birlikte beraat talebinizi de s\u00fcrd\u00fcrebilirsiniz. \u00d6nemli olan, \u00f6demenin zaman\u0131n\u0131 ve bi\u00e7imini dosyan\u0131n a\u015famas\u0131na g\u00f6re do\u011fru belirlemektir. Hesab\u0131n\u0131za habersiz para geldiyse \u00f6nce hesab\u0131ma bilinmeyen para geldi<\/a> yaz\u0131m\u0131zdaki ad\u0131mlar\u0131 izleyin, \u00e7\u00fcnk\u00fc bu durumda \u00f6ncelik kast bulunmad\u0131\u011f\u0131n\u0131 ortaya koymakt\u0131r. Ankara ve \u00c7ank\u0131r\u0131 adliyelerinde y\u00fcr\u00fcyen doland\u0131r\u0131c\u0131l\u0131k dosyalar\u0131nda izledi\u011fimiz yakla\u015f\u0131m\u0131 ceza hukuku \u00e7al\u0131\u015fma alan\u0131m\u0131z<\/a> sayfas\u0131nda bulabilirsiniz.<\/p>\n

    \"Doland\u0131r\u0131c\u0131l\u0131k
    Zarar\u0131 \u00f6demeden \u00f6nce izlenecek yol<\/figcaption><\/figure>\n

    Doland\u0131r\u0131c\u0131l\u0131kta Etkin Pi\u015fmanl\u0131k Hakk\u0131nda Merak Edilenler<\/h2>\n
    \n
    \nZarar\u0131 \u00f6dersem dava d\u00fc\u015fer mi?<\/summary>\n

    Doland\u0131r\u0131c\u0131l\u0131k \u015fik\u00e2yete ba\u011fl\u0131 bir su\u00e7 olmad\u0131\u011f\u0131ndan zarar\u0131n \u00f6denmesi davay\u0131 kendili\u011finden d\u00fc\u015f\u00fcrmez. \u00d6deme, mahk\u00fbmiyet h\u00e2linde TCK 168 uyar\u0131nca cezada indirim yap\u0131lmas\u0131n\u0131 sa\u011flar. Kovu\u015fturma ba\u015flamadan \u00f6nce yap\u0131lan tam \u00f6demede indirim \u00fc\u00e7te ikisine kadar, kovu\u015fturma ba\u015flad\u0131ktan sonra h\u00fck\u00fcmden \u00f6nce yap\u0131lan \u00f6demede yar\u0131s\u0131na kadard\u0131r. Basit doland\u0131r\u0131c\u0131l\u0131kta ise uzla\u015ft\u0131rma yoluyla anla\u015fma sa\u011flan\u0131p edim yerine getirilirse dosya farkl\u0131 bir yolla sonu\u00e7lanabilir.<\/p>\n<\/details>\n

    \nZarar\u0131 \u00f6demek su\u00e7u kabul etti\u011fim anlam\u0131na gelir mi?<\/summary>\n

    Hay\u0131r. Etkin pi\u015fmanl\u0131k kapsam\u0131nda zarar\u0131n giderilmesi, su\u00e7 i\u015flendi\u011finin kabul\u00fc olarak yorumlanmaz. Ki\u015fi su\u00e7lamay\u0131 kabul etmedi\u011fini, kast\u0131n\u0131n bulunmad\u0131\u011f\u0131n\u0131 veya olaydaki rol\u00fcn\u00fcn farkl\u0131 oldu\u011funu savunurken de ma\u011fdurun zarar\u0131n\u0131 kar\u015f\u0131layabilir. Mahkeme \u00f6nce su\u00e7un olu\u015fup olu\u015fmad\u0131\u011f\u0131n\u0131 de\u011ferlendirir; beraat karar\u0131 verilmezse \u00f6deme cezan\u0131n belirlenmesinde indirim sebebi olarak dikkate al\u0131n\u0131r. Bu nedenle \u00f6deme ile savunma birlikte y\u00fcr\u00fct\u00fclebilir.<\/p>\n<\/details>\n

    \nAilem benim yerime \u00f6deme yaparsa indirim alabilir miyim?<\/summary>\n

    Kanun failin bizzat pi\u015fmanl\u0131k g\u00f6stermesini arar. Bu nedenle \u00f6demenin sizin iste\u011finiz ve giri\u015fiminizle yap\u0131ld\u0131\u011f\u0131n\u0131n ortaya konmas\u0131 \u00f6nemlidir. Uygulamada san\u0131\u011f\u0131n kendi giri\u015fimiyle ailesi arac\u0131l\u0131\u011f\u0131yla yap\u0131lan \u00f6demenin kabul edildi\u011fi kararlar bulunur. Ancak sizin bilginiz ve iste\u011finiz d\u0131\u015f\u0131nda yap\u0131lan bir \u00f6deme etkin pi\u015fmanl\u0131k say\u0131lmayabilir. \u00d6demenin sizin ad\u0131n\u0131za yap\u0131ld\u0131\u011f\u0131n\u0131 g\u00f6steren a\u00e7\u0131klama ve beyanlar\u0131n dosyaya sunulmas\u0131 yararl\u0131 olur.<\/p>\n<\/details>\n

    \nTaksitle \u00f6deme yapabilir miyim?<\/summary>\n

    Etkin pi\u015fmanl\u0131k indirimi i\u00e7in zarar\u0131n tamamen giderilmesi gerekir; son taksit \u00f6denene kadar k\u0131smi \u00f6deme h\u00fck\u00fcmleri ge\u00e7erli olur ve indirim i\u00e7in ma\u011fdurun r\u0131zas\u0131 aran\u0131r. \u00d6demenin hangi a\u015famada tamamland\u0131\u011f\u0131 indirim oran\u0131n\u0131 da belirler. HAGB bak\u0131m\u0131ndan ise 7589 say\u0131l\u0131 Kanunla de\u011fi\u015fen CMK 231, zarar\u0131n hemen giderilememesi h\u00e2linde be\u015f y\u0131ll\u0131k denetim s\u00fcresi i\u00e7inde ayl\u0131k taksitlerle \u00f6denmesine imk\u00e2n tan\u0131r. \u0130ki kurumun ko\u015fullar\u0131 ayr\u0131 ayr\u0131 de\u011ferlendirilmelidir.<\/p>\n<\/details>\n

    \nNitelikli doland\u0131r\u0131c\u0131l\u0131kta da etkin pi\u015fmanl\u0131k uygulan\u0131r m\u0131?<\/summary>\n

    Evet. TCK 168 hem 157. maddedeki basit doland\u0131r\u0131c\u0131l\u0131kta hem de 158. maddedeki nitelikli doland\u0131r\u0131c\u0131l\u0131kta uygulan\u0131r. Nitelikli doland\u0131r\u0131c\u0131l\u0131kta ceza daha y\u00fcksek oldu\u011fu i\u00e7in etkin pi\u015fmanl\u0131k indirimi, cezan\u0131n iki y\u0131l veya alt\u0131na inmesini sa\u011flayarak HAGB veya erteleme imk\u00e2n\u0131n\u0131 a\u00e7abilir. Banka veya bili\u015fim sistemi kullan\u0131larak i\u015flenen doland\u0131r\u0131c\u0131l\u0131kta adli para cezas\u0131 menfaatin iki kat\u0131ndan az olamayaca\u011f\u0131ndan, indirimin bu cezaya etkisi de ayr\u0131ca hesaplan\u0131r.<\/p>\n<\/details>\n

    \nCezam kesinle\u015fti, \u015fimdi \u00f6dersem ne olur?<\/summary>\n

    Kural olarak h\u00fck\u00fcm verildikten sonra yap\u0131lan \u00f6deme etkin pi\u015fmanl\u0131k indirimi sa\u011flamaz. 7589 say\u0131l\u0131 Kanunun ge\u00e7ici maddesi yaln\u0131zca 158\/4 kapsam\u0131na giren, yani katk\u0131s\u0131 hesap veya \u00f6deme arac\u0131 vermekle s\u0131n\u0131rl\u0131 kalan ve daha \u00f6nce etkin pi\u015fmanl\u0131k uygulanmam\u0131\u015f h\u00fck\u00fcml\u00fclere, mahkemenin ihtar\u0131ndan itibaren alt\u0131 ay i\u00e7inde<\/strong> zarar\u0131 tamamen gidermeleri h\u00e2linde 168\/2 indiriminden yararlanma imk\u00e2n\u0131 tan\u0131r.<\/p>\n<\/details>\n<\/div>\n

    \n

    Dayanak mevzuat<\/p>\n